How can mutual funds be just as risky as stocks?

While mutual funds offer more diversification than owning one or a few stocks, they may not offer diversification from risk. For example, if your mutual funds are all concentrated in equity mutual funds focused on investing in technology stocks, you may achieve some diversification among technology stocks, but if the tech sector declines, your portfolio will not be protected by diversification. In other words, your account could be concentrated, but still be invested in mutual funds. Have your broker explain to you what percentage of your assets is invested in each asset class and whether such allocation is appropriate for your investment objectives and risk tolerances. If your account is concentrated, or not properly allocated, and you suffered losses in these concentrated assets, you may be due a recovery.

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I can’t thank Bryan enough for his incredible work! He helped us recover our money from an investment fraud case within just one month. Bryan did an excellent job drafting a compelling demand letter and skillfully negotiating with the other party. He is highly professional, knowledgeable, and a true...

A. Bhurgri

I highly recommend Bryan Forman. He helped me navigate a set of circumstances that was unique, complex and emotional-one that many in his field could have easily declined to assist. Instead, he brought his full effort, intelligence and diligence; guided the rest of my legal team assisting me; and...

Tonia Z.

Got all of my money back, quickly (4-6 weeks) and without arbitration or court involvement! The honest truth is that Bryan was quite knowledgeable in Texas Securities law, has appropriate experience in dealing with securities law and was very firm in his approach with the fraudsters. As my attorney...

A.Khalid

We were very fortunate to find Bryan Forman’s law firm through a reference from another lawyer. From our very first conversation with Bryan and Howard, we were put at ease and trusted them unconditionally. They educated us on the process of going through a lawsuit and were very thorough on setting...

Nancy L.

If there as an option for 50 star rating i would happily place Mr. Forman that high without any hesitation. I personally would not want to find myself on the opposite side of Mr. Forman’s client ever. Bryan resolved my case very efficiently and successfully before we even had to file a lawsuit...

Orhan S.

I hired Bryan to help me with an issue with a financial institution. Bryan and his assistant Melody Bounds were professional and personal while resolving my situation. Bryan's experience and expertise were crucial in the positive outcome. Both he and Melody spent long hours researching and preparing...

John

Down to earth, personal, professional attention. Bryan and his assistant Melody could not have been more kind, compassionate and attentive. They explained everything that would be happening and were always available. My family is extremely grateful for the way they handled our legal issue. I would...

Vicki

Bryan Forman helped me through the turmoil of an investment advisor taking my family’s money. I was depressed and they gave me hope. They helped me recover some of the money taken from me. Bryan and his assistant Melody Bounds helped me with other concerns in my life and I am grateful. They kept me...

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